Own Your Home, One Step at a Time
Rent today, buy tomorrow. Move into your future home now, while we get you ready for a home loan.
Get Pre-Qualified — It's Free
Thabo Mtwa
Your Rent2Buy Consultant
Thabo guides you through every step of the Rent-to-Buy journey — from your first enquiry to the day the home is registered in your name.
021 461 0065 ·
thabo@irent2buy.co.za
What is Rent-to-Buy?
Buying a home can be difficult — banks often ask for a deposit, a good credit score, and proof of affordability. Rent-to-Buy is the bridge between renting and owning: Rent. Build. Buy.
1. Move in as a tenant
Live in the property from day one and pay rent every month.
2. Build your deposit
Grow a future deposit through our Deposit Builder programme.
3. Improve your profile
Strengthen your credit score and affordability while you rent.
4. Apply when ready
Apply for a home loan when your finances are bank-ready.
5. Buy the home
Your Deposit Builder amount goes towards the purchase.
6. Become the owner
The property is transferred into your name. It's yours.
What sets Rent2Buy apart
No large deposit needed today
You don't need a huge deposit to get started on your journey.
Move in now
Live in your future home while you prepare to buy it.
Deposit Builder
Part of your monthly payment helps build your future deposit.
Expert guidance
Our team assists you every step of the way with credit and budget support.
Home loan assistance
We help you apply for a home loan when the time is right.
First Home Finance support
If you qualify, we help you apply for the government housing subsidy (FLISP).
How Does It Work?
Find your home
Browse the available Rent-to-Buy properties below. If no suitable property is available right now, join our waiting list and we'll notify you when new homes become available.
Sign the agreements
Once approved, you'll sign a Rental Agreement, an Option to Purchase Agreement and a Future Sale Agreement. These agreements protect both you and the property owner.
Move in and start building
Move into your new home and pay your monthly rent. While you live in the property, you build your future deposit and we help you improve your financial profile.
Get home loan ready
Our team works with you to improve your credit score, reduce debt where possible, improve affordability and prepare your home loan application. Our goal is to make you bank-ready.
Buy your home
At the end of the Rent-to-Buy term, you apply for a home loan, your Deposit Builder amount is used towards the purchase, and the property is transferred into your name. You become the homeowner — congratulations!
Who Can Apply?
- You earn a stable income
- You want to own a home but don't have a large deposit
- Your credit score needs improvement
- You are renting and want your payments to help you become a homeowner
- You are serious about buying a home in the future
Not sure if you qualify?
Take our quick onboarding interview to see if Rent-to-Buy is right for you. It takes a few minutes and costs nothing — Thabo will come back to you with a plan.
Take the Onboarding InterviewAvailable Rent-to-Buy Homes
First-time buyer? If you're a South African citizen with a financial dependant and a combined household income of R22,000 or less per month, you may qualify for the First Home Finance subsidy — paid upfront to reduce your purchase price and monthly payments. Our 24-month Rent-to-Buy programme gets you home-loan ready while you live in your home.
1-bedroom apartment — Orange View, brand new
353 Phakoe Road, Protea Glen, Soweto · Buy at R550 000 — transfer & bond costs included
Enquire About This Home2-bedroom apartment — Orange View, brand new
353 Phakoe Road, Protea Glen, Soweto · Buy at R620 000 — transfer & bond costs included
Enquire About This Home3-bedroom apartment — Orange View, brand new
353 Phakoe Road, Protea Glen, Soweto · Buy at R690 000 — transfer & bond costs included
Enquire About This Home2-bedroom duplex — brand new
20 Fox Street, De Almeida, Mossel Bay · Buy at R429 000 — from ±R3 400/m with the FHF subsidy
Enquire About This Home2-bedroom apartment — Sparrow Hawk
Germiston Central, Germiston · Transfer costs included, no transfer duty
Enquire About This Home2-bedroom apartment — Springbok Court
05 Neethling Street, Benoni · Transfer costs included, no transfer duty
Enquire About This Home2-bedroom apartment — Waterfront
1 Marguerite Avenue, Primrose, Germiston · Buy at R510 000 — transfer costs included, no transfer duty
Enquire About This Home2-bedroom apartment — Rothchild Manor
81 Sadie Road, Princess, Roodepoort · Buy at R525 000 — transfer costs included, no transfer duty
Enquire About This Home1-bedroom apartment — Agatha
71 Countesses Avenue, Windsor East, Randburg · Transfer & bond costs included
Enquire About This HomeFrequently Asked Questions
Do I need a deposit to start?
What if I don't qualify for a home loan right now?
Can I move into the property immediately?
What happens if I decide not to buy?
How long is the Rent-to-Buy period?
What Our Clients Say
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Start Your Journey Towards Homeownership
Ready to stop renting and start owning? Get pre-qualified today — it's free, and there's no obligation.
Get Pre-Qualified NowSearle Street, Woodstock, Cape Town